{"id":40,"date":"2026-07-07T13:47:46","date_gmt":"2026-07-07T12:47:46","guid":{"rendered":"https:\/\/bitadvent.com\/what-are-stablecoins\/"},"modified":"2026-07-08T21:33:42","modified_gmt":"2026-07-08T20:33:42","slug":"what-are-stablecoins","status":"publish","type":"post","link":"https:\/\/bitadvent.com\/pt-br\/what-are-stablecoins\/","title":{"rendered":"What Are Stablecoins? USDT, USDC and How the Peg Holds"},"content":{"rendered":"<p>A stablecoin is a cryptocurrency designed to hold a steady value, almost always pegged to a national currency such as the US dollar. They are the plumbing of crypto: traders park funds in them, DeFi apps price loans in them, and people use them to move dollars across borders without a bank.<\/p>\n<h2>The main types<\/h2>\n<ul>\n<li><strong>Fiat-backed<\/strong> (like USDT and USDC) hold reserves \u2014 cash and short-term government debt \u2014 meant to back each token one-for-one. The peg relies on trusting that the reserves exist and can be redeemed.<\/li>\n<li><strong>Crypto-collateralised<\/strong> stablecoins are backed by other crypto assets, over-collateralised to absorb price swings.<\/li>\n<li><strong>Algorithmic<\/strong> stablecoins try to hold the peg with supply-and-demand mechanisms rather than reserves \u2014 an approach that has failed dramatically in the past.<\/li>\n<\/ul>\n<h2>How the peg holds<\/h2>\n<p>For reserve-backed coins, the peg holds through redemption: if a token trades below a dollar, arbitragers can buy it cheap and redeem it for a dollar, pushing the price back up. That only works if redemption is genuinely available and the reserves are real, which is why transparency and audits matter.<\/p>\n<h2>What to watch<\/h2>\n<p>Stablecoins are not risk-free. Reserve quality, regulatory status and redemption access all matter, and &#8220;stable&#8221; is a goal, not a guarantee. Follow the stablecoins we track on our <a href=\"\/stablecoins\/\">stablecoins hub<\/a>. Not financial advice.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Stablecoins aim to hold a steady value, usually one US dollar. Here is how the main types keep their peg \u2014 and where each can wobble.<\/p>\n","protected":false},"author":2,"featured_media":134,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-40","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stablecoins"],"_links":{"self":[{"href":"https:\/\/bitadvent.com\/pt-br\/wp-json\/wp\/v2\/posts\/40","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitadvent.com\/pt-br\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitadvent.com\/pt-br\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitadvent.com\/pt-br\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/bitadvent.com\/pt-br\/wp-json\/wp\/v2\/comments?post=40"}],"version-history":[{"count":1,"href":"https:\/\/bitadvent.com\/pt-br\/wp-json\/wp\/v2\/posts\/40\/revisions"}],"predecessor-version":[{"id":64,"href":"https:\/\/bitadvent.com\/pt-br\/wp-json\/wp\/v2\/posts\/40\/revisions\/64"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitadvent.com\/pt-br\/wp-json\/wp\/v2\/media\/134"}],"wp:attachment":[{"href":"https:\/\/bitadvent.com\/pt-br\/wp-json\/wp\/v2\/media?parent=40"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitadvent.com\/pt-br\/wp-json\/wp\/v2\/categories?post=40"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitadvent.com\/pt-br\/wp-json\/wp\/v2\/tags?post=40"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}